Retirement Plan Design and Asset Management

Zeller Kern helps to create customized qualified retirement plans for business owners and their employees. We help you choose the employer-sponsored retirement plan that’s right for the size, demographics, and goals of your company.

Defined Contribution Plans

We provide consulting services to develop and establish defined contribution plans including 401k, profit sharing plans, money purchase plans, SEP and SIMPLE IRAs.

We are Accredited Investment Fiduciaries and have the ability to design pooled 401k plans and investment allocation models that are actively managed by Zeller Kern.

Zeller Kern works closely with you and the plan administrator to design and manage the plan that best serves the needs of your company and its employees. These plans are ideal tools for helping participants save for retirement, while offering your business a way to attract and retain high-quality employees.

Cash Balance Plans

Because of the new income tax laws in place, it may be even more vital for profitable and older business owners (50 years and older), who are service professionals such as physicians or attorneys, to develop ways to reduce their income tax liabilities. Furthermore, they may need to accelerate their retirement savings.

A Cash Balance Plan may be an excellent solution for you as a business owner, to accomplish those two things. Depending on the age of the business owner, the demographics of the employees, and the profitability of the company, additional tax deferred savings may be substantial – And that would be in addition to your 401k and profit sharing plan.

These plans can also be a very useful solution for other business owners too.

We would be more than happy to have a purposeful conversation with you, to listen and explore ways to potentially create your defined contribution plan and/or Cash Balance Plan.

For more information on retirement plan design, or to speak with one of our consultants, call us at 916.436.8270, or email us at askme@zellerkern.com